Loans
Your Home. Your Terms. Our Expertise.
Whether you’re upgrading, refinancing, investing, or simply looking for a better deal – we help you secure the home loan that’s right for you.
Home Loans
At Innovest, you don’t just get a mortgage. You get clarity, strategy, and support at every step:
- Access to a wide range of banks and non-bank lenders
- Guidance on fixed, floating, offset, and interest-only structures
- Help with structuring your loan for long-term savings
- Fast pre-approvals and competitive rate negotiation
- Clear, expert advice from people who speak your language – literally
We’ll work closely with you (and your accountant or solicitor if needed) to get your loan approved quickly, on the best terms available, with zero fluff and full transparency.
Vehicle Loans
Drive Away with a Better Deal – Fast, Flexible Car Finance Starts Here
Whether you’re buying your dream car, upgrading the family vehicle, or refinancing a high-interest loan, we make vehicle finance easy. With access to top lenders and expert guidance, we’ll help you secure a loan that fits your needs – not just the dealership’s.
Here’s how we help:
- Access competitive interest rates from trusted lenders
- Fast pre-approvals so you can buy with confidence
- Flexible loan terms that suit your budget and lifestyle
- Support for all credit types - even if your history isn’t perfect
- Refinancing options to reduce repayments or change lenders
- Expert advice on loan structure, deposits, and add-ons
We can even help if you’re self-employed or new to borrowing. You tell us your goals – we’ll find the most cost-effective, stress-free way to get you on the road.
Personal Loans
Flexible Finance for Life’s Big Moments – Minus the Stress
Whether it’s for a wedding, travel, education, home upgrades, or consolidating debt, a personal loan can help you move forward – without tying up your mortgage or credit cards.
At Innovest, we take the guesswork out of borrowing. We help you understand what’s available, what it really costs, and how to structure your loan so it works for you.
Why choose a personal loan through Innovest?
- Clear, competitive interest rates - no hidden surprises
- Access to a wide range of lenders for different needs and credit profiles
- Fast approvals and personalised advice
- Help with complex situations, including self-employed or joint applicants
- Options to consolidate debt and simplify your repayments
- No pushy upsells - just smart, transparent guidance
We focus on what works for your goals – not what earns the highest commission.
Business Loans
Fuel Your Growth, Smooth Your Cash Flow – Finance That Moves with Your Business
Whether you’re expanding, upgrading equipment, managing seasonal cash flow, or seizing an opportunity, a business loan can make it happen. We help you find finance that fits your goals – without the slow process or confusing terms.
How we help:
- Access tailored business finance from banks and specialist lenders
- Compare loan types - unsecured, secured, working capital, equipment finance
- Structure repayments to suit your cash flow
- Support across industries - retail, trades, services, property, and more
- Help prepare your application with clear, lender-friendly financials
- Work alongside your accountant or bookkeeper if needed
We know time is money. That’s why we simplify the process, remove the guesswork, and work fast to get the funding you need – so you can stay focused on the business.