Almost everybody needs insurance. It protects our assets, our wealth and our families. If you love and care for your family, it makes sense that you want the best for them in life. And the best life to live is one of choice. INNOVEST can show you how to provide financial security for yourself and your loved one
INNOVEST: Trusted Insurance Brokers in Auckland, Wellington and Queenstown
We know that it can be stressful thinking about and organising insurance. You’ve probably Googled insurance brokers looking to find the best NZ insurance companies and providers finding that more often not, the information is more overwhelming than it is helpful.
Trust INNOVEST insurance brokers to help you identify and source the best insurance policy for you. We genuinely care about you having peace of mind, give us a call to discuss the best insurance for your needs.
Life cover doesn’t stop the unexpected, but it can make life a lot easier for those you leave behind if it does happen.
Could your family cope with paying the monthly bills or making mortgage repayments without your salary? Could your business continue without your input and expertise?
If you have a debt or dependents who are reliant on your income, life cover is an absolute must. It lets the people who matter to you continue to live their own life without the worries of your passing.
As with most financial and insurance products, there are a number of options available. We can help you choose the best life insurance plan that would be most suitable to your individual needs. Interested? Give us a call to chat with a life insurance adviser today!
Trauma Cover provides you with a one-off lump sum payment if you’re diagnosed with a serious illness or injury that prevents you from working. You can use this lump sum on whatever you wish – whether this is medical expenses, paying off the mortgage or ticking off the bucket list.
Call us to find out more about Trauma Cover and what it means for you.
Total Permanent Disablement Cover
Nothing in life is certain, and we never know what the future holds for sure. But where we can’t plan for every eventuality, we can minimise our risk and exposure. In case an accident or illness leaves you permanently unable to work, this insurance policy will provide a cash payment to use as you wish.
Talk to INNOVEST about how you can ease your future troubles with this cover.
Mortgage Protection Insurance Cover
Not to be confused with Income Protection Cover, Mortgage Repayment Cover provides a financial safety net if you are unable to work as a result of illness or injury and are unable to meet your mortgage repayments.
Talk to an INNOVEST consultant to understand how it is different from Income Protection Cover, what an ACC offset means and how Mortgage Repayment Cover is unaffected by it, and how the two covers can be used in combination to your advantage.
Income Protection Cover
Income Protection Cover provides you with regular cash flow while you are unable to work in your regular profession. If you have regular expenses, you can’t afford to ignore Income Protection Cover. This can provide cover if you’re sick, injured, or made redundant.
INNOVEST can provide a tailor-made solution to protect your income – your biggest asset.
We’re lucky to have a good public health system, but it doesn’t come without limitations to what it can provide.
There are plenty of reasons to buy private medical insurance. One of the main reasons is the long waiting list for surgeries in most of the public hospitals. It is a fact, when a serious illness occurs, people don’t want to standby on waiting lists for weeks or months. They want an option to get a quick treatment in a private hospital. You may have to pay the cost from your pocket if you are not insured under a medical cover plan. After all it is a matter of life and death.
Talk to us and find out just how affordable and useful this cover is for you and your family. We will help you find the best health insurance for your needs.
Your house is your most valuable asset and perhaps your biggest financial commitment, so protecting it is common sense. In fact lenders will not advance your loan unless the property you’re about to purchase is sufficiently insured. Also, you don’t want to cut corners on an insurance policy for something as important as a property.
A lot has changed in how properties are insured since the Christchurch earthquakes. Are you aware of these changes? How do they impact you? Is your home sufficiently insured following these changes? If you’ve renovated your home, have you updated your insurance cover accordingly?
INNOVEST can help find you the best home insurance deal without sacrificing good cover.
Are your precious possessions protected in case of fire, flood, earthquake, burglary, accidents or similar unforeseen circumstances? What would you do if you lost your wedding ring? Or if a power surge blew up a fuse in your television? Maybe you’ve lost or damaged your phone or iPads?
INNOVEST can provide you with contents insurance cover to cover all of your possessions. You can live in peace knowing that your personal possession can either be repaired or replaced.
We can work with you to help determine the value of cover you require. We are here to read the fine print and give you the best possible outcome for your money.