Home Loan

Buying a home? We make your home loans easy with expert advice and top lender options. Start your journey today!

First Home Buyers

We get home loans approved using our wide network of lending options using banks, non banks and specialist lenders and our experienced team of mortgage brokers.  At INNOVEST, we understand that buying your first home can be stressful, after all, we’re just like you. We have experience and knowledge you can rely on and can answer questions most of our clients ask us, such as;

  • “Do I have sufficient deposit?”
  • “Where can I get the best deal?”
  • “How should I structure my loan, so my money works for me?”
  • “Can I use my KiwiSaver?”

With the right mortgage adviser by your side, the whole process becomes a lot easier and hassle-free. AND IT IS A FREE HOME LOANS SERVICE TO YOU!

Need a deposit?

We’ll also discuss your KiwiSaver investment options; if you’ve had KiwiSaver fund for three years, you can withdraw it for the deposit of your first home.

We can help guide you through this process. By getting you pre-approved before you even start looking for your home, you can save time and resources. We’re here to make home buying and securing the best deal a breeze. Talk to us today and ask us how.

Everyone has different needs and goals – our financial advisory services include sourcing the best home loan, providing personal loan advice, securing the best life and home insurance, securing business loans and sourcing the best KiwiSaver funds.

Why Choose Us?

Get the best home loan structure for your current financial situation

Access the best deals offered by a range of lenders

Have the deal negotiated and approved by professionals

Save time and stress from a simplified loan borrowing process

Navigate the property market with confidence with pre-approval

Enjoy peace of mind with a home loan that can be tailored to your life

Let us get the best Home Loan deal for you

Book a chat with our mortgage experts

We’re here to support you at every step of your financial journey. We strive to respond to your inquiries within one business day, during our office hours of 10:00 AM to 6:00 PM.

    Next Home Buyers

    So you want to move on? Whether you’re upsizing to accommodate the growing family, downsizing because you really don’t need all that space or just moving for the fun of it, talk to us.

    By now you may be familiar with the process of purchasing a property and securing a loan but buying a second home can be every bit as complicated as the first. Negotiating with valuers, brokers, lawyers, and banks can be hard work. You benefit by having someone to in and bat for you.

    By offering you more choice than the average banks, we can help you secure the best deal as well as remove most of the stress throughout the whole process. We can help you decide, by assessing your finances, whether you should sell your existing property before buying a new one or vice versa. Or if you’re looking for bridging finance, how will it work and how much will it cost you. Is it more beneficial to turn your current property into an investment?

    Why Choose Us?

    We’ll recommend the best home loan structure for your current situation

    We’ll provide access to the best deals offered by a range of lenders

    We’ll liaise with the lender for you and gain approval

    We’ll save you time and stress by preparing the relevant paperwork

    We’ll arrange pre-approval of your mortgage so you can navigate the property market with confidence

    We’ll make sure that throughout its life, your home loan is always suited to your needs

    Let us get the best Next Home Loan deal for you

    Book a chat with our mortgage experts

    We’re here to support you at every step of your financial journey. We strive to respond to your inquiries within one business day, during our office hours of 10:00 AM to 6:00 PM.

      Investment Properties

      Want to climb to that next level on the property ladder? Investing in property could be a great choice for you. Many people over the years have made a lot of money doing this so why miss out?

      But with the change in lending criteria and tax rules, how should you arrange and structure your finances to succeed? How can your current property’s equity work to your advantage?

      We’re here to answer these questions and help you climb the investment ladder.

      We can help you negotiate a great deal and give advice on how to use the equity in your current home to buy your investment property. With years of experience behind us, we can also arrange meetings for you with lawyers, accountants, valuers, and building inspectors.

      Why Choose Us?

      We’ll help you choose the right lender based on your investment strategy, goals, and financial situation

      We’ll negotiate with the bank to secure the maximum loan amount possible for your purchase

      We’ll secure a competitive interest rate for your investment loan

      Let us get the best Investment deal for you

      Book a chat with our mortgage experts

      We’re here to support you at every step of your financial journey. We strive to respond to your inquiries within one business day, during our office hours of 10:00 AM to 6:00 PM.

        Refinance

        Paying too much? Or just want to rearrange things so your repayments are lower? Maybe you’d like to benefit from a lower interest rate? Or pay the mortgage off fast?

        Refinancing may be your answer. But before you refinance, it is important to understand the terms of refinancing. Is your bank really giving you the best deal possible?

        Talk to us. We can help assess your situation. With our choice of suppliers, we are able to help you refinance with a new structure to achieve what you want. We may even be able to get a cash back contribution from the bank to cover any costs involved, often with money left over!

        Let us get the best Refinance deal for you

        Book a chat with our mortgage experts

        We’re here to support you at every step of your financial journey. We strive to respond to your inquiries within one business day, during our office hours of 10:00 AM to 6:00 PM.