Financial Advisers in Hamilton, NZ
For nearly 20 years, our financial advisers in Hamilton, NZ, have helped everyday Kiwis achieve financial freedom. We work with young families who know they need insurance but have no idea where to start, with business owners who’ve built something valuable and need to protect it, and many others who require advice.
Whatever your situation, we bring expertise, genuine care, and a proven track record of helping people just like you build the financial future they deserve.
Why Work with Our Financial Advisers?
At Innovest, we’ve built our reputation on genuine care for client outcomes. Instead of working to quotas or pushing products that benefit us most, we focus entirely on what’s right for you. This means taking the time to understand your values, concerns, and aspirations in addition to your financial situation.
Our team includes advisers from various cultural backgrounds who can communicate in multiple languages, including providing Chinese mortgage broker services for Mandarin-speaking clients. We recognise that different communities have different relationships with money, property, and financial planning, and we respect those perspectives.
Whether you’re most comfortable discussing your finances in English or another language, you’ll work with an adviser who can explain complex concepts clearly and ensure you feel confident in every decision you make.
During your complimentary consultation for financial advice in Hamilton, we’ll discuss your situation, explore your goals, and provide you with honest feedback about how we can help.
Our Hamilton Financial Services
Mortgage and Home Lending Advice
From first home buyers navigating the market for the first time to families looking to upgrade to a larger home as their needs evolve, when you’re looking for mortgage brokers in Hamilton, our financial advisers are here to guide you through every step.
We work with multiple lenders across New Zealand, giving you access to a wide range of home loan options. We compare rates, terms, and features to find the best loan that suits your circumstances.
Insurance Protectio
Insurance ensures that illness, injury, or unexpected events don’t undo all the hard work you’ve done to build your financial position. We help you understand which cover you need and arrange comprehensive protection across life insurance, trauma cover, income protection, and more.
We’ll also review your existing insurance policies to ensure you’re protected without paying for unnecessary cover.
Investment and KiwiSaver Protection
Building wealth requires strategic investment advice. We review your KiwiSaver to ensure you’re in the right fund for your age and goals, maximising returns and government contributions.
We also provide retirement planning to ensure you’re on track for the lifestyle you want, and investment advice beyond KiwiSaver for those looking to build diversified portfolios and generational wealth.
Frequently Asked Questions
Our initial consultation is completely free, which allows you to discuss your situation and determine if we’re the right fit for you.
Beyond that, our fee structure depends on the services you need. For mortgage advice, we’re typically paid by the lender once your loan settles, while for insurance, we receive commission from insurance providers when policies are arranged.
For investment and ongoing financial planning services, we will discuss fees transparently during your initial consultation based on the complexity of your situation and the level of service required.
Absolutely. At INNOVEST we have licensed advisers for mortgages, insurances, and also KiwiSaver. Your financial adviser in Hamilton or one of our dedicated KiwiSaver advisers will review your KiwiSaver to ensure you’re in the right fund for your age, risk tolerance, and retirement timeline.
We also check whether your contribution rate is optimal, ensure you’re maximising government contributions, and compare your provider’s fees and performance against other options in the market.
We provide financial advice to clients throughout Hamilton and the wider Waikato region.
Our service isn’t limited by geography; we use a combination of consultations, phone calls, and in-person meetings to ensure you receive expert financial advice regardless of where you’re located in the region.
If you’re unsure whether we cover your area, please get in touch.