Here’s a thought…

If someone asked you what your most valuable asset was, what would your answer be?

Your car, perhaps? Your savings? Your house? How about this one: Your ability to earn an income?

Is my most valuable asset my Income?

Most people rarely think about what their income is actually worth to them, what it means to have, and what they would do without it. But when you start to dig a little deeper, things can get downright scary.


Here’s one example:

If you’re 35 years old and take home $1,000 per week, your projected income earned at retirement is worth a minimum of $1,560,000.  And this assumes you get no pay increases until you retire at age 65.

If you’re earning $120,000 per year, that total jumps to $3,600,000.

So why are people more willing to insure their fridge, rather than insure the income that actually paid for that fridge, and everything else along with it?

Of course, it doesn’t stop there. A lack of income affects you, your family, your health… The list goes on, but I’m not here to scare you, just to maybe help you think a little.


If you don’t have any sort of income or mortgage protection, get in touch with your INNOVEST Adviser today and see what your options are. We can show you affordable solutions to protect what’s yours.