bigplanswm

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So far bigplanswm has created 18 blog entries.

How to use KiwiSaver to buy your first home

2019-06-25T07:00:00+00:00

If you want to know how you can use KiwiSaver to buy your first home read on and find out what you need and how buying your first home using KiwiSaver, you have to be in KiwiSaver for at least three years before you can use KiwiSaver as a deposit or part of a deposit [...]

How to use KiwiSaver to buy your first home2019-06-25T07:00:00+00:00

Income Insurance Agreed or Indemnity?

2019-05-20T00:35:44+00:00

When it comes to Income Insurance, the fine print matters, here are a few key areas to consider when getting your Income Insurance sorted. GET AN AGREEMENT FROM OUTSET There are a few policy types but you can bring them down to three core categories which are Agreed Value, Indemnity Value and Loss of Earnings [...]

Income Insurance Agreed or Indemnity?2019-05-20T00:35:44+00:00

Life Insurance Comparison

2019-04-21T23:56:18+00:00

LIFE INSURANCE COMPARISON  When looking for the right life cover for you, getting a life Insurance comparison between companies is a smart idea, especially when you look at the long term cost, as well as the immediate price. Price is one of the main driving factors when looking for life cover online, but there are [...]

Life Insurance Comparison2019-04-21T23:56:18+00:00

ACC – What is the correct plan for you?

2019-03-20T05:13:51+00:00

What is the correct ACC plan for you? We are fortunate to have ACC in New Zealand, especially when it comes to being covered for accidents that are not work-related. Everyone in New Zealand is covered by ACC when injured by accident. In plain English, it does not matter what you were doing at the [...]

ACC – What is the correct plan for you?2019-03-20T05:13:51+00:00

Life Insurance how much do I need?

2019-02-17T10:51:19+00:00

Deciding how much life insurance you need comes down to what are your priorities and current financial commitments.  There are some basics to follow which will give you an idea of how much cover you may need. Repay All Debt You should make sure you repay all debt in the event of either spouse. In [...]

Life Insurance how much do I need?2019-02-17T10:51:19+00:00

You know you can get FREE MONEY right?

2018-06-19T21:50:57+00:00

Everyone knows about their annual entitlement to free money, right? Well... Apparently not.According to a study done in August 2017, there was $300,000,000 in unclaimed KiwiSaver Member Tax Credits. That’s THREE HUNDRED MILLION dollars of taxpayer money. Ok. So just in case you’re one of the one million plus Kiwis who don’t know what I’m [...]

You know you can get FREE MONEY right?2018-06-19T21:50:57+00:00

Is the lowest interest rate really the best option?

2018-06-10T23:02:32+00:00

Right, we’re going to talk interest rates.Super boring I know, but stick with me - this is actually important. If you don’t have a mortgage - or don’t intend to ever have one - you can stop reading now. How’s this for a scenario:Bank Manager: Hi Mr & Mrs Customer, here are the interest rates [...]

Is the lowest interest rate really the best option?2018-06-10T23:02:32+00:00

Is your most valuable asset protected?

2018-05-07T23:33:02+00:00

Here’s a thought…If someone asked you what your most valuable asset was, what would your answer be?Your car, perhaps? Your savings? Your house? How about this one: Your ability to earn an income? Is my most valuable asset my Income?Most people rarely think about what their income is actually worth to them, what it means [...]

Is your most valuable asset protected?2018-05-07T23:33:02+00:00

Should I Be Putting Money in a Savings Account If I Have a Mortgage?

2018-04-30T21:11:09+00:00

Ever asked yourself the question: "Should I Be Putting Money in a Savings Account If I Have a Mortgage?" We get this question a lot. Is it something that has played on your mind?Of course, personal circumstances always differ, but the short and simple answer to this question is ‘No’.I often have people tell me they [...]

Should I Be Putting Money in a Savings Account If I Have a Mortgage?2018-04-30T21:11:09+00:00

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Phone: 0508 INNOVEST

Web: innovest.co.nz